You wouldn't start out on a long trip into unfamiliar territory without a road map, yet many JUAN DELA CRUZ go through life without a concrete plan for their financial future. The road to financial freedom can lead directly to your destination or to a dead end. Specific financial goals and written plans for meeting them help you focus your efforts on the end result. The first steps are to determine your financial status today and then decide what you want to achieve for your future.
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Effective goal setting should be SMART!
Goals are like the wheels on your car, they keep you moving in the direction you want to go, and you won't get very far without them. If you haven't started planning for your future, now is the time to begin, no matter what your age is. However, if you are in your twenties, you have a distinct advantage. It will give you the most powerful financial tool: TIME.You'll have to work at it a lot harder if you start later in life.
As the saying goes, "Most people don't plan to fail, they just fail to plan." Without planning, even the best of intentions lead nowhere. Start mapping out your route now. Your entire future depends on it.
